Personal Banking

Banking that puts your life, goals, and community first.

Loans & Lines of Credit

All loans are subject to credit and underwriting approval. Terms and conditions apply. Rates and program terms
are subject to change without notice. For current rates, call your local Freedom Bank.

Consumer
Loans

Freedom Bank brings 67 years of South Texas banking
heritage with a modern promise: fast, local decisions and
personal service that knows your story. Our loan officers are
empowered to make decisions here in the Valley, helping you
secure the financing you need without delays, committees,
or out-of-town approvals. Whether you’re consolidating debt,
covering unexpected expenses, or preparing for life’s
milestones, The Answer is Freedom.

Real Estate
Loans

Whether you’re purchasing land, building, upgrading, or adding space to your property, Freedom Bank delivers financing that moves at today’s pace. We understand local market conditions, seasonal demands, and the realities of owning property in South Texas. With same-day decisions and personal bankers who remember your goals, we make it easier to take advantage of opportunities when they happen.

Lines of Credit

We provide access to flexible financing that keeps your plans moving smoothly. Our lines of credit are supported by local loan officers who understand your budget, credit needs, and long-term goals. With decisions made here in the Valley and banking that works around your life, we make it easier to borrow confidently, whenever you need it.

Freedom Loans & Lines of Credit

Freedom Bank is a South Texas financial institution dedicated to exceptional customer service, sound credit
principles, and local decision-making. We provide lending solutions that reflect the needs of our community,
delivered with integrity, personal attention, and support from bankers who are empowered to help you succeed.

Exceptional Customer Service

Choosing a lender is about trust. With Saturday hours, responsive service, and personal bankers who remember your story, we make borrowing simple, comfortable, and built around your life and needs.

Hometown Values

Same-day loan decisions and merchant services are backed by deep Valley expertise. We serve our neighbors with honesty, personal guidance, and a genuine commitment to helping your financial goals become reality.

Utmost Integrity of the Bank

We make prudent lending decisions that protect your future and reflect our core values of service, integrity, and character. Every loan is handled with care and transparency, because doing what’s right isn’t just a policy, it’s who we are.

Commercial growth strengthens our communities, and we take that responsibility seriously. For decades,
we’ve supported local employers, developers, producers, and business owners as they expand, innovate,
and build for the future. At Freedom Bank, every decision is made with the same care, fairness, and
character that have defined us for more than 67 years.

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