FDIC insured - Backed by the full faith and credit of the U.S. Government
Personal Banking
Banking that puts your life, goals, and community first.
Personal Credit Card Services
Freedom Bank offers personal credit cards designed to support everyday life with the
hometown service, trusted guidance, and local decision-making our customers count on.
Whether you prefer simple convenience or added rewards, our cards are backed by people
who know your story and are here when you need us.
Personal Card Cards
Choosing the right credit card is easier than ever. Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you!
Features
- Convenient and flexible purchasing power. Accepted at millions of locations worldwide.
- Mobile Purchasing capability for added convenience.
Benefits
- Cardmember Service available 24 hours a day/365 days per year.
- Zero Fraud Liability.* You won’t be liable for fraudulent purchases when your card is lost or stolen.
*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify
Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.
The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard international incorporated.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International incorporated.
Personal Card –
Preferred
Points Rewards
The Preferred Points Card adds value to the purchases you already make. Earn reward points for travel, merchandise, gift cards, and more, all with the same personal attention, fair guidance, and local support that define Freedom Bank. It’s a flexible card that works for your goals, your spending habits, and your everyday needs.
Features
- 1 point earned per dollar spent on eligible net purchases
- Competitive ongoing APR
- 25-day interest-free grace period on purchases
- Low-rate balance transfer options
- Individual and summary billing options
Benefits
- Earn reward points redeemable for cash back, merchandise, and travel
- Access rewards at cRewardsCard.com
- Online account information available 24/7
- Rental car collision damage waiver protection
- Extended warranty and purchase protection
Limited-Time Offer:
$250 Bonus
Everyday Rewards+ Card
Apply for the Everyday Rewards+ Card and earn a $250 bonus plus an extended intro APR on purchases.
Offer begins April 1, 2026.
Freedom Personal Cards
Freedom Bank is a South Texas financial institution committed to exceptional customer service, sound
credit principles, and local decision-making. We provide personal card options designed to reflect the needs
of our community, delivered with integrity, personal attention, and the familiar support of bankers who are
empowered to help you succeed.
Exceptional Customer Service
Choosing a credit card is about trust. With Saturday hours, responsive service, and personal bankers who know your story, we make everyday finances easier, more comfortable, and built around your life.
Hometown Values
Same-day decisions and personal service are backed by deep Valley experience. We serve our neighbors with honesty, personal guidance, and a genuine commitment to helping you move forward.
Utmost Integrity of the Bank
We make prudent decisions that protect your future and reflect our core values of service, integrity, and character. Every loan is handled with care and transparency, because doing what’s right isn’t just policy, it’s who we are.
We believe every decision matters and every relationship counts. That’s why we provide merchant services that
eliminate friction, support local businesses, and reflect the values that have guided us for 67 years. At Freedom
Bank, your business is served with the same care, fairness, and personal attention we’d want for our own.