Business Banking

Convenient purchasing power backed by local support
and personal service.

Business Credit Card Services

Freedom Bank offers business credit cards that pair everyday convenience with the personal
service and local decision-making South Texas businesses rely on. Whether you’re managing
expenses, organizing employee purchases, or building credit for future growth, our cards are
supported by bankers who are here when you need us.

Business Card

 

Choose from our popular business credit card options such as low rate, cash back or flexible rewards to find the one that works best for your business.

Features
  • Free online expense reporting tools.
  • No fee for additional employee cards.
Benefits
  • Mobile payment capability for added convenience.
  • Zero Fraud Liability.* You won’t be liable for fraudulent purchases when your card is lost or stolen.
  • Cardmember Service available 24 hours a day/365 days per year.
Fees

*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify
Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.

 

The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard international incorporated.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International incorporated.

Business Card –
Preferred
Points Rewards

The Preferred Points Rewards Card offers added value for businesses that want more from every purchase. Earn reward points for travel, merchandise, gift cards, and more, all while enjoying the same local support, fast service, and personal attention that define Freedom Bank. It’s flexible, convenient, and designed for the way Valley businesses operate

Features
  • Earn one reward point per dollar spent on eligible net purchases
  • Competitive ongoing APR¹
  • 30–35 day interest-free grace period on purchases²
  • No grace period on cash advances
  • Individual and summary billing options
Benefits
  • Redeem reward points for merchandise, travel, gift cards, rental cars, hotels, and other options
  • Online access to account information 24/7
  • Rental car collision damage waiver protection
  • MasterCard® benefits
Fees

Limited-Time Offer:
$350 Bonus

Business Cash Preferred Card

Apply for the Business Cash Preferred Card and earn a $350 bonus plus an extended intro APR on business purchases.
Offer begins April 1, 2026.

Freedom Business Credit Cards

Freedom Bank is a South Texas financial institution committed to exceptional customer service, personal
relationships, and local decision-making. Our business products reflect the needs of Valley companies,
straightforward, dependable, and supported by people who live and work where you do.

Exceptional Customer Service

We deliver responsive support, Saturday hours, and personal bankers who take the time to understand how you operate. You deserve service that serves you, and we’re here when life happens.

Hometown Values

With decisions made here in the Valley and guidance rooted in local experience, you get honest advice and dependable merchant tools backed by community-first banking.

Utmost Integrity of the Bank

Every solution we offer reflects our commitment to integrity, transparency, and sound credit principles. We focus on what’s right for your business, because trust is earned in every interaction.

We believe every decision matters and every relationship counts. That’s why we provide merchant services that
eliminate friction, support local businesses, and reflect the values that have guided us for 67 years. At Freedom
Bank, your business is served with the same care, fairness, and personal attention we’d want for our own.

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