FDIC insured - Backed by the full faith and credit of the U.S. Government
Personal Banking
Banking that puts your life, goals, and community first.
Personal Credit Card Services
Freedom Bank offers personal credit cards designed to support everyday life with the
hometown service, trusted guidance, and local decision-making our customers count on.
Whether you prefer simple convenience or added rewards, our cards are backed by people
who know your story and are here when you need us.
Personal Card –
Standard Card
The Standard Card gives you dependable purchasing
power with the personal service and familiar faces you
know. It’s a straightforward card for everyday spending,
backed by local support and decisions made right here at
home. From groceries to monthly expenses, enjoy a card
that fits comfortably into your life.
Features
- No annual fee
- Competitive ongoing APR¹
- 25 day interest-free grace period on all purchases²
- Low-rate balance transfer options
- Individual and summary billing options
Benefits
- Worldwide toll-free customer assistance
- Online account information available 24/7
- Rental car collision damage waiver protection
- Extended warranty and purchase protection
Personal Card –
Preferred
Points Rewards
The Preferred Points Card adds value to the purchases you already make. Earn reward points for travel, merchandise, gift cards, and more, all with the same personal attention, fair guidance, and local support that define Freedom Bank. It’s a flexible card that works for your goals, your spending habits, and your everyday needs.
Features
- 1 point earned per dollar spent on eligible net purchases
- Competitive ongoing APR¹
- 30–35 day interest-free grace period on all purchases²
- No grace period on cash advances
- Individual and summary billing options
Benefits
- Worldwide toll-free customer assistance available
- Online account information available 24/7
- Rental car collision damage waiver protection
- MasterCard® privileges
Freedom Personal Cards
Freedom Bank is a South Texas financial institution committed to exceptional customer service, sound
credit principles, and local decision-making. We provide personal card options designed to reflect the needs
of our community, delivered with integrity, personal attention, and the familiar support of bankers who are
empowered to help you succeed.
Exceptional Customer Service
Choosing a credit card is about trust. With Saturday hours, responsive service, and personal bankers who know your story, we make everyday finances easier, more comfortable, and built around your life.
Hometown Values
Same-day decisions and personal service are backed by deep Valley experience. We serve our neighbors with honesty, personal guidance, and a genuine commitment to helping you move forward.
Utmost Integrity of the Bank
We make prudent decisions that protect your future and reflect our core values of service, integrity, and character. Every loan is handled with care and transparency, because doing what’s right isn’t just policy, it’s who we are.
We believe every decision matters and every relationship counts. That’s why we provide merchant services that
eliminate friction, support local businesses, and reflect the values that have guided us for 67 years. At Freedom
Bank, your business is served with the same care, fairness, and personal attention we’d want for our own.