FDIC insured - Backed by the full faith and credit of the U.S. Government
Personal Banking
Banking that puts your life, goals, and community first.
Consumer Checking & Savings Accounts
Freedom Bank offers everyday banking built on fast decisions, local expertise, and personal service. Our personal
bankers are empowered to make decisions here in the Valley, giving you access to the accounts, tools, and support you
need to manage your money with confidence. From daily spending to long-term saving, we provide simple, reliable
solutions that fit your goals.
A Better Way
To Bank
Freedom Bank brings 67 years of South Texas banking
heritage with a modern promise: fast, local decisions and
personal service that knows your story. Our loan officers are
empowered to make decisions here in the Valley, helping you
secure the financing you need without delays, committees,
or out-of-town approvals. Whether you’re consolidating debt,
covering unexpected expenses, or preparing for life’s
milestones, The Answer is Freedom.
Consumer Checking
Whether you’re managing monthly expenses, paying bills, or keeping track of everyday purchases, Freedom Bank offers
checking accounts designed to move at today’s pace. We understand local routines, seasonal demands, and the realities of
living and working in South Texas. With same-day decisions and personal bankers who remember your goals, we make it
easier to bank confidently when life happens.
| Product Name | Min Opening | Min Balance | Requirements | Service Charge |
|---|---|---|---|---|
| Freedom E-Checking Debit Card Only | $50.00 | ----- |
10+ swipes/month or Enroll Direct Deposit |
$10.00 (waived with 10 debit card purchases or direct deposit) |
| Hero Checking Active Military, Veterans, Border Patrol, First Responders & Educators | $25.00 | ----- | Enroll Direct Deposit | $0.00 with direct deposit |
| Eagle Checking | $50.00 | $300.00 | ----- | $10.00 (waived with $300 daily min balance) |
| Silver Eagle Age 62+ | $25.00 | ----- | Enroll Direct Deposit | $0.00 with direct deposit |
* Hero Checking and Silver Eagle Checking may be converted to Eagle Checking if not enrolled in direct deposit within 30 days or if direct deposit stops.
** Minimum balance/Requirements must be met in order to avoid the monthly service charge.
Please visit one of our local branches for current interest rates on Interest Bearing accounts.
Interest Bearing Accounts
Whether you’re building an emergency fund, planning for future milestones, or saving for something special, Freedom Bank
offers dependable savings accounts that grow with you. We understand local financial needs, seasonal demands, and the
day-to-day realities of South Texas families. With competitive rates and personal guidance from bankers who know your
story, we make saving simple, steady, and stress-free.
| Product Name | Min Opening | Min Balance | Requirements | Service Charge |
|---|---|---|---|---|
| Freedom Savings | $50.00 | $300.00 | ----- | $5.00 |
| Freedom NOW Account | $250.00 | $1,000.00 | ----- | $15.00 |
| Freedom Money Market | $500.00 | $1,000.00 | ----- | $15.00 |
* Hero Checking and Silver Eagle Checking may be converted to Eagle Checking if not enrolled in direct deposit within 30 days or if direct deposit stops.
** Minimum balance/Requirements must be met in order to avoid the monthly service charge.
Please visit one of our local branches for current interest rates on Interest Bearing accounts.
Freedom Checking & Savings
Freedom Bank is a South Texas financial institution dedicated to exceptional customer service, sound financial principles,
and local decision-making. We provide checking and savings solutions that reflect the needs of our community, delivered
with integrity, personal attention, and support from bankers who are empowered to help you succeed.
Exceptional Customer Service
Choosing a bank is about trust. With Saturday hours, responsive service, and personal bankers who know your story, we make banking clear, comfortable, and built around your life and work.
Hometown Values
Same-day account decisions and service are backed by deep Valley expertise. We serve our neighbors with honesty, personal guidance, and a genuine commitment to helping your home and finances grow.
Utmost Integrity of the Bank
We make decisions that reflect your best interest and follow our core values of service, integrity, and character. Every decision is handled with care and transparency, because doing what’s right isn’t just a policy, it’s who we are.
We believe every decision matters and every relationship counts. That’s why our checking and savings services focus
on clear guidance, fast answers, and accessible support rooted in the realities of South Texas families. For 67 years,
we’ve helped our neighbors manage finances, prepare for the future, and move forward with confidence. At Freedom
Bank, we’re committed to serving you with the same care and character that define who we are.