Personal Banking

Banking that puts your life, goals, and community first.

Our Products

Freedom Bank offers personal banking built on fast answers, personal service, and local decision-making.
Whether you’re managing day-to-day finances or planning for future goals, our products are designed
around the way South Texas families live, work, and save. With personal bankers who know your story and
decisions made here in the Valley, we make banking simple, supportive, and accessible.

Checking &
Savings

Manage your everyday finances with clear, convenient accounts supported by personal bankers who know your needs. With online tools, debit access, and options for every stage of life, our checking and savings accounts make it easy to bank the way you live.

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Certificates of
Deposit

Grow your savings with secure, competitive CD options designed to help you plan ahead. With multiple terms and strong rates, our CDs give you peace of mind and guaranteed returns backed by hometown service.

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Loans

From unexpected expenses to big life milestones, we offer personal loans with same-day decisions made here in the Valley. Get clear guidance, fast answers, and flexible options tailored to your goals.

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Mortgage

Whether you’re buying your first home or refinancing your current one, our lenders provide personal support and local insight every step of the way. We help you find a home loan that feels right for you and your budget.

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Mobile Banking

Bank from anywhere with Freedom Bank’s mobile app. Check balances, transfer funds, pay bills, and deposit checks, all supported by personal service if you ever need help getting set up.

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Safe Deposit
Boxes

Protect what matters with secure storage at your local branch. With multiple box sizes and easy access, our safe deposit services offer peace of mind backed by trusted, hometown service.

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Credit Cards

Enjoy convenience and purchasing power with a Freedom Bank consumer credit card. Choose from straightforward or rewards-based options, each supported by personal bankers who are here when you need us.

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Zelle

Send and receive money in minutes with Zelle®, fast, simple, and secure. Perfect for paying friends, family, or settling shared expenses, all directly inside your Freedom Bank app.

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Explore Our Loan Solutions

Tailored options for commercial, industrial, agricultural, and development needs.

Speed When It Matters Most

We deliver same-day decisions because opportunities don't wait for committee meetings or headquarters approval. Your loan officers are your approvers, with the power to say yes right here in the Valley, so you can move forward with confidence while other banks are still processing paperwork.

Service That Serves You

We take time to understand your operations, cash flow needs, and business cycles. With Saturday hours, guided support, and personal bankers who remember your goals, we make banking work around your schedule, not the other way around.

Elevated Experience

Our branches offer an upscale, welcoming environment with the personal attention every business deserves. From thoughtful touches to responsive service, we provide an experience that respects your time and your work.

Rooted in South Texas

We live here, work here, and invest in Valley businesses because this is home. Our deep experience in agriculture, ranching, small business, and community growth lets us provide guidance that reflects the realities of operating in South Texas.

Integrity Without Exception

We do what's right even when no one's watching, from transparent pricing to honest guidance, because trust is earned in small moments. Our compliance isn't just about following rules, it's about protecting your dreams, your business, and your family's future with the same care we'd want for our own.

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