FDIC insured - Backed by the full faith and credit of the U.S. Government
Personal Banking
Banking that puts your life, goals, and community first.
Certificates of Deposits
Freedom Bank offers Certificates of Deposit designed to help South Texas families save with confidence.
With secure, fixed rates and terms that support your goals, our CDs make it easy to build long-term savings
backed by local decision-making and personal service from bankers who know your story.
Reliable Savings
Backed by Local
Support
Freedom Bank brings 67 years of South Texas banking
heritage with a modern promise: fast, local decisions and
personal service that knows your story. Our loan officers are
empowered to make decisions here in the Valley, helping you
secure the financing you need without delays, committees,
or out-of-town approvals. Whether you’re consolidating debt,
covering unexpected expenses, or preparing for life’s
milestones, The Answer is Freedom.
Freedom Bank offers dependable CD and IRA options with competitive rates and terms designed to help you save with
confidence. Whether you’re preparing for the future, growing long-term savings, or securing retirement funds, we provide
clear guidance and personal support from bankers who understand your goals. With local decision-making and
straightforward terms, we make it easy to choose the right savings solution when the moment is right.
| Product Name | Min Opening | Min Balance | Requirements | Service Charge |
|---|---|---|---|---|
| CD - 6, 12, 24, 36, 60 Mos Balance < 100K | $1,000.00 | $1,000.00 | ----- | ----- |
| CD - 6, 12, 24, 36, 60 Mos Balance > 100K | $100,000.00 | $100,000.00 | ----- | ----- |
| IRA - 6, 12, 24 Mos | ----- | ----- | ----- | ----- |
Please visit one of our local branches for current interest rates on Interest Bearing accounts.
Freedom Certificates of Deposits
Freedom Bank is committed to exceptional service, sound financial principles, and local decision-making.
Our Certificates of Deposit reflect these values, offering guaranteed returns, clear terms, and personal
attention from bankers dedicated to helping South Texas families build strong financial futures.
Exceptional Customer Service
Saving should be simple. Our personal bankers take the time to explain your options, help you select the right term, and ensure your account is opened with clarity and care.
Hometown Values
Your savings stay close to home. With decisions made here in the Valley and bankers who know our community’s needs, your CD is supported by honest guidance rooted in South Texas values.
Utmost Integrity of the Bank
We offer CD products built on transparency and financial responsibility. With guaranteed returns and dependable terms, your savings are handled with integrity every step of the way.
Commercial growth strengthens our communities, and we take that responsibility seriously. For decades,
we’ve supported local employers, developers, producers, and business owners as they expand, innovate,
and build for the future. At Freedom Bank, every decision is made with the same care, fairness, and
character that have defined us for more than 67 years.