FDIC insured - Backed by the full faith and credit of the U.S. Government
Certified Development
Certified Development
Financial Institution
(CDFI)
Freedom Bank is proud to be recognized as a Certified Development Financial Institution (CDFI) by the U.S. Department of the Treasury, a designation that reflects our long-standing commitment to strengthening underserved communities. As a CDFI, we invest directly in the people and neighborhoods that make the Rio Grande Valley home, expanding access to opportunity through responsible financial services, local decision-making, and deep community involvement.
At Freedom Bank, The Answer is Freedom, and that means ensuring every family and business has a fair chance to grow.
How CDFIs Strengthen Local Communities
Community Development Financial
Institutions (CDFIs) are mission-driven organizations dedicated to expanding access to affordable, responsible financial services in areas where traditional banking options may be limited.
CDFIs support local economies by helping small businesses, families, and community organizations secure the financial tools they need to build stability and grow. These investments create jobs, strengthen neighborhoods, and open doors to long-term financial health.
CDFIs are certified by the U.S. Department
of the Treasury’s CDFI Fund
As part of federal CDFI certification, Freedom Bank directs at least 60% of our financial products and services to underserved communities, ensuring our efforts actively support those who have historically faced barriers to banking access. Our performance is regularly evaluated under Community Reinvestment Act (CRA) standards, reinforcing our responsibility to meet the credit needs of low- and moderate-income neighborhoods across the Valley.
This certification is a commitment to fairness, growth, and opportunity for the communities we proudly serve.
National Mission, Valley Focus
CDFIs include community banks, loan funds, credit unions, and venture capital groups across the country. While their approaches differ, they share one purpose: expanding economic opportunity.
As a CDFI, Freedom Bank carries this national mission forward with a South Texas focus. We reinvest in our local communities, support small business growth, collaborate with local partners, and help families build stronger financial futures.
*Certification as a CDFI signifies that our institution has met all of the CDFI Fund’s eligibility criteria as a requirement to
apply under various of the CDFI Fund’s programs and is not an opinion on the financial soundness of the institution.