FDIC insured - Backed by the full faith and credit of the U.S. Government
Hugo Hinojosa
Executive Vice President / Senior Commercial Lender
NMLS: #2216110 / hugo@freedombanktexas.com
Business Banking
Fast, local lending decisions made right here in South Texas.
Loans & Lines of Credit
Freedom Bank delivers lending built on fast decisions, local expertise, and personal service. Our loan officers are
empowered to make decisions here in the Valley, giving businesses access to real estate, equipment, and
operating capital without the delays of out-of-town approval. Whether you’re expanding, upgrading, or
preparing for the next season, we provide credit solutions that support your goals.
Buildings and
Real Estate
Freedom Bank brings 67 years of South Texas banking heritage with a modern promise: fast, local decisions and personal service that knows you by name. Our loan officers have the authority to approve right here in the Valley, helping you secure the real estate your business needs without delays, committees, or out-of-town approvals. For businesses building their future, The Answer is Freedom.
Inventory,
Vehicles &
Equipment
Whether you’re expanding inventory, upgrading equipment, or adding vehicles, Freedom Bank delivers lending that moves at today’s pace. We understand local business cycles, seasonal demands, and the realities of operating in South Texas. With same-day decisions and personal bankers who remember your goals, we make it easier to take advantage of opportunities when they happen.
Lines of Credit
We provide access to flexible financing that keeps your operations running smoothly. Our lines of credit are supported by local loan officers who understand your business rhythms, cash-flow needs, and growth plans. With decisions made here in the Valley and banking that works around your schedule, you get reliable support whenever your business needs it.
Commercial Lenders
Freedom Bank is guided by leaders who share a deep commitment to integrity, personal service, and
the long-term success of the Rio Grande Valley. Their experience and values reflect the communities
we serve and the mission we carry forward.
Johnathan O’ Cana
Assistant Vice President / Commercial Lender
NMLS: #870413 / johnathanocana@freedombanktexas.com
Freedom Loans & Lines of Credit
Freedom Bank is a South Texas financial institution dedicated to exceptional customer service, sound credit
principles, and local decision-making. We provide lending solutions that reflect the needs of our community,
delivered with integrity, personal attention, and support from bankers who are empowered to help you succeed.
Exceptional Customer Service
Choosing a lender is about trust. With Saturday hours, responsive service, and personal bankers who know your story, we make home financing clear, comfortable, and built around your life and goals.
Hometown Values
Same-day decisions are backed by deep Valley expertise. We serve our neighbors with honesty, personal guidance, and a genuine commitment to helping your family find the right home.
Utmost Integrity of the Bank
We make prudent lending decisions that protect your future and reflect our core values of service, integrity, and character. Every mortgage is handled with care and transparency, because doing what’s right isn’t a policy, it’s who we are.
We believe every decision matters and every relationship counts. That’s why our lending team focuses on
fast answers, honest guidance, and solutions rooted in the realities of South Texas business. For 67 years,
we’ve helped Valley companies build, grow, and move forward, and we’re committed to serving you with the
same care and character that define Freedom Bank.