Commercial Loans

Fast, local lending decisions made right here in South Texas.

Commercial Loans

Securing the right financing is essential when you’re expanding operations, purchasing property, or managing long-term growth. Freedom Bank offers commercial lending guided by sound credit principles, local market knowledge, and bankers who take time to understand your business model. With decisions made here in South Texas, we help commercial borrowers move forward with clarity, confidence, and momentum.

Financing
Options

Every commercial operation is different, whether you manage multiple locations, develop property, or oversee large-scale agricultural or industrial projects. Our commercial lending team takes time to understand cash flow, timelines, risk considerations, and long-term strategy so we can structure financing that fits your operation. From acquisition to expansion to working capital, we’re here to support your growth with responsive guidance and local authority.

Explore Our Loan Solutions

Tailored options for commercial, industrial, agricultural, and development needs.

Commercial Real Estate Loans

Finance the purchase, construction, or renovation of office, industrial, retail, or mixed-use properties with flexible terms and local decision-making.

Construction Development Loan

Support development timelines with financing designed for builders, contractors, and developers navigating staging, draws, and project milestones.

Equipment & Capital Investment Loans

Upgrade machinery, vehicles, and operational equipment with structured financing that supports productivity and long-term value.

Agriculture & Ranching Loans

Access financing that reflects the realities of seasonal revenue, herd management, land investment, and operational inputs unique to regional producers.

Operating & Working Capital Loans

Manage cash flow, bridge receivables, or fund inventory with commercial credit designed to keep your operations moving.

Lines of Credit

Maintain flexibility with a commercial line of credit built around your business cycle. Whether you’re covering seasonal swings, managing large purchase orders, or supporting short-term operational needs, our local lenders help structure revolving credit that adjusts with your working demands. With practical guidance and direct access to your banker, you get dependable support whenever your business needs it.

Freedom Commercial Loans

Commercial lending at Freedom Bank is grounded in responsible decision-making and a commitment to long-term
partnership. Our financing is designed to support sustainable growth, protect your business interests, and reflect
the realities of the South Texas market. Every loan is managed by experienced bankers empowered to provide
timely guidance, clear communication, and solutions that strengthen your business.

Flexible Structures & Terms

We tailor loan structures to meet the operational, cash flow, and project-based needs of commercial borrowers across industries.

Local Lending Authority

Your lender is your decision-maker. With approvals made here in the Valley, you get answers quickly, not after distant committee review.

Transparent,
Relationship-Driven Lending

We approach every credit request with clarity, honesty, and the intent to support your long-term success.

Commercial growth strengthens our communities, and we take that responsibility seriously. For decades,
we’ve supported local employers, developers, producers, and business owners as they expand, innovate,
and build for the future. At Freedom Bank, every decision is made with the same care, fairness, and
character that have defined us for more than 67 years.

Schedule an Appointment

    Full Name*

    Phone Number*

    Email Address*

    Preferred Branch*

    Purpose of Appointment*

    Preferred Date*

    Calendar

    Preferred Time*

    Clock

    Additional Notes / Questions

    How did you hear about us?


    Please do not include sensitive personal information in this form.